Formulario
UK – TruNarrative announce Accountscore integration with partnership agreement
By Ametralladora - 21 de abril de 2020
AccountScore is to integrate open banking connectors onto TruNarrative’s platform, enabling risk and compliance teams to integrate affordability scores to aid onboarding and monitoring of customers.
AccountScore currently provides their open banking APIs and platform to financial services companies, tenant reference agencies and telecommunications companies, allowing them to verify information such as customer salary amount, affordability and identity, a process that has historically involved the submission of paper documents and manual validity checks.
Open banking data is permissioned access to consumer or business banking data for the purposes of risk assessment, compliance and fraud detection. This helps regulated businesses such as lenders or gaming operators comply with their obligations for onboarding and transacting with their customers.
The partnership means TruNarrative customers now have access to the information they need to help affordability decisions in real time via the TruNarrative API.
Verificar los datos de la Banca Abierta puede significar la diferencia entre extender en exceso un préstamo o permitir el crédito correctamente a los infrabancarios. Los puntajes de asequibilidad también son un requisito clave impuesto por la comisión de juegos de apuestas del Reino Unido a las compañías de juegos para garantizar un deber de cuidado a sus clientes.
The TruNarrative platform delivers financial crime detection, customer onboarding and transaction monitoring to financial services, e-commerce businesses and gambling operators using a customisable decision engine and an App Store of over 50 third-party data providers and service integrations.
Los datos de la Banca Abierta de AccountScore se ubicarán dentro de la plataforma impulsada por IA de TruNarrative y permitirán el enriquecimiento a través de varias fuentes de datos de verificación de terceros en la Tienda de Aplicaciones TruNarrative, brindando a las empresas una visión más completa del cliente que facilita tanto las decisiones automáticas como manuales.
Emma Steeley, CEO of AccountScore, commented: “We are proud to be joining forces with TruNarrative in order to enable them to deliver cutting-edge Open Banking solutions to their clients.
“From income verification and affordability, to source of funds and identity verification, our partnership delivers a solution that provides multiple sectors the opportunity to take full advantage of the UK’s Open Banking framework coupled with our market leading analytics.”
La plataforma TruNarrative para la toma de decisiones y el flujo de trabajo permite la toma de decisiones a nivel granular en toda la Agencia de Referencia de Crédito, verificación biométrica, de dirección, de documentos y ahora datos de Open Banking.
Constantly changing regulatory environments and market conditions, such as those imposed by the current COVID-19 emergency, mean businesses need instant access to valuable data, and importantly, the ability to make quick changes to onboarding and monitoring processes.
El uso de los datos de Open Banking de AccountScore a través de TruNarrative facilitará un viaje de baja fricción para el cliente, una mayor visibilidad y un menor costo operativo para las organizaciones.
Adam Doyle, Head of Gaming at TruNarrative, explained: “This is a relationship that I am truly excited about. As regulatory requirements shift increasingly towards the inclusion of affordability scoring, this partnership provides businesses with the much needed ability to monitor and protect customers throughout their entire lifecycle, whilst minimising impact on the customer experience.
“And importantly, in this unprecedented global situation, ensuring players aren’t stretching themselves in testing times is essential for continuing to provide a safe environment for users of online services.”
